About Us

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Meet Trevor

As an experienced mortgage loan officer, I work with you to help you find the right mortgage for your unique situation!

You probably have lots of questions such as:
How much house can I really afford? Which type of mortgage best fits my needs? 

I can help you answer questions such as these! 

I run a home-based business, so no matter where you are located, I can provide comprehensive advice and guidance throughout your process. I've worked with many people in and around Sacramento with home financing needs similar to yours.

I'm proud to work for a reputable bank like U.S. Bank, and you can trust me to do what's right for you. 

Trevor Schmetterer

Mortgage Loan Officer
NMLS 64423
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Meet Horacio

Horacio Ochoa is our affiliate, eXp Realty agent in Mexico. 

Born in Mexico and raised in Canada, bilingual and ready to assist in realizing your Mexican real estate goals!

If you are looking to buy, invest or relocate to Mexico, please schedule a call with Horacio to develop your real estate action plan!

"Put my experience to work for you... It's easier than you think!"

Horacio Ochoa

Luxury Real Estate Agent
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Meet Christy

Christy is our Virtual Business Manager. She has managed the development and launch of our website, our branding and our social media campaigns. 

When joining our team, Christy will be on hand to ensure your personal marketing is looking sharp and assist you in navigating our systems!

"I'm very excited to be contributing to the growing team here, at Sacramento Homes!" 


Christy Ramadge

Virtual Business Manager
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John is a licensed Real Estate Agent in California and is the owner of an extensive real estate investment portfolio. He is a Real Estate Agent that not only 'talks the talk', but also, 'walks the walk'.
John calls the Bay Area home with his wife, son, and four furry babies.
Check out his social media platforms to get to know him better!

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Get assistance in determining current property value, crafting a competitive offer, writing and negotiating a contract, and much more. Contact me today.